Turn Five

A K-12 Education Blog

Archive for November, 2010

Use the Right Measuring Tape for the Job

The ability to measure is an important part of human development. There are measurements for everything — length, girth, volume, weight, temperature, distance, time. Scientists attempt to measure the smallest particles of energy and matter and also make sense of astronomical distances by creating large units of space. Most people only need basic units to measure things in their daily life. Ounces, pounds, inches and feet are enough (or liters, grams, centimeters and meters if they prefer the metric system to the English standards).

It’s hard to imagine a household without at least one measuring tape . The reality is that most homes, whether a dorm room or a macmansion, have multiple measuring tapes, each with a specific use. It’s important to use the right tape for each measuring job, otherwise things can get tricky. Think what it would take to use a ruler to measure the square footage of a house or a yard stick to determine the girth of an animal, tree, or person.

The two basic types of measuring tapes are tailoring and carpentry tapes. They may have other names, but those are their original uses. Tailoring or sewing measuring tapes are generally used to measure body parts for clothing. They can also be used to measure the girth of anything that is irregular or round in shape. They can be used for short lengths, that can be stretched between two hands, but the tape will roll up, so longer distances aren’t really feasible. For those a carpenter or standard household measuring tape is needed. These can measure inches, feet, and even yards and the tape is stiff, so that it will stay extended across the length of a window, room, or even yard.

posted by Aisha in Home & Garden and have No Comments

Strict Mortgage Training Required in North Carolina

As most of the country is still reeling through the aftershocks of the real estate crash, many states are taking a tough look at how they could have protected their citizens from the countless bad mortgage loans that created the problem. While restructuring the banking industry may be one solution to stop the bad loans and unrealistic credit offerings, it is the mortgage industry itself that caused most of the problem.

In North Carolina lawmakers have been working with mortgage brokers and lenders to construct a licensing and training program that meets the requirements of the national SAFE Act of 2008. As a result, North Carolina mortgage broker training is now required for anyone wishing to be licensed as a broker in the state. Established brokers will have to complete continuing education through a program approved by the Nationwide Mortgage Licensing System, or NMLS for short, in order to renew their license. They will also need to meet additional licensing requirements set forth by NMLS. New brokers have to complete initial educational and training requirements as well as pass credit and background checks, etc.

While most states have had education and licensing requirements for years, the SAFE Mortgage Licensing Act required that they meet certain federal standards and that all brokers and loan originators be listed in a national registry. NMLS is responsible for tracking North Carolina brokers and loan originators and ensuring that they meet state and federal standards.

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posted by Aisha in Arts & Culture and have No Comments